There’s lots of confusion when it comes to the different types of doctors.
Primary care versus specialty care. In-network versus out of network.
You should see your primary care doctor when you feel well and need a checkup or when you feel sick.
Your primary care doctor may be the same as your HIV doctor,
who helps manage your treatment and refills your prescriptions.
Or, your primary care doctor may not be the same as your HIV doctor.
In that case, your HIV doctor might be a “Specialist” who only focuses on HIV-related care.
It may cost more to see your specialist because co-pays may be higher than primary care.
You should call your health insurance provider to see if they are covered under your health insurance plan.
Then we have “In network” providers. (Man on cellphone: Can you hear me?)
These are the doctors, clinics, health centers and hospitals who provide services under your health insurance plan.
(Man on cell phone: How about now?)
“Out of network” providers may cost more and may not be covered under your health insurance plan.
(Man on cell phone: Good!)
If you are sick or injured and your doctor’soffice is closed, call the phone number on the back of your insurance card and ask if there are
urgent care centers nearby. Most people save time and money by going to urgent care centers
rather than the Emergency Room. The Emergency Room is the most expensive type of care
and you may have to wait before you are treated.
If you’re severely sick or injured, or in a life-threatening situation, you should go
to the Emergency Room.
Now you know the different ways your insurance might cover your doctors,
and where to go when you need different types of healthcare
— when you need a checkup, or, you’re really not feeling like yourself.
NARRATOR: Get affordable health coverage & care. Find a Ryan White HIV/AIDS Program near you.
Visit findservices dot h-i-v dot gov. And for more information about this video
series, visit targethiv dot org slash A-C-E.